Real estate appraisal services for homeowners in the city of El Paso and El Paso County

See the top reasons TX homeowners hire Painted Pony Appraisals:

  1. Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. To challenge a TX property tax assessment
  3. Remove PMI to lower their monthly mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. To settle an estate in El Paso county or TX by determining the true market value of real estate in question

Own a house in or near El Paso, TX and need help determining the value of it?
Contact Painted Pony Appraisals.

We at Painted Pony Appraisals understand the special needs of a customer seeking appraisal services. Our typical business clients are used to the appraisal process and the usual documents we provide. But as a general consumer,you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we document the results of our analysis.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Painted Pony Appraisals, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value assessment than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A fashionable way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Painted Pony Appraisals is seasoned in helping people just like you rid yourselves of unnecessary PMI insurance.

Challenging El Paso county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a region that's going down or not appreciating as much as other homes nearby. This means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. Getting a professional appraisal from Painted Pony Appraisals is your strongest weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. This can this be difficult and inconvenient from a cash flow angle, and damaging to your credit score since it may appear as though that credit line is maxed out. Painted Pony Appraisals can provide you with efficient appraisal that will help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Do you need a veteran appraiser to double-check your appraisal for accuracy, or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? Painted Pony Appraisals offers field reviews where we'll go out and check the subject and comparables. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you While usually requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your home.